Florida Home Seller Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Florida. Defaults below reflect typical Florida transfer-tax treatment, title custom, and seller closing costs.
Estimated net proceeds — Florida
$0
Enter a sale price below to estimate your net proceeds in Florida.
Net Proceeds Calculator — Florida
Defaults reflect typical Florida practice. Edit any field to match your transaction.
Figures last updated: June 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
Varies by county in Florida — check locally. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Settlement / escrow fee | − $450 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $525 |
| Estimated net proceeds | $0 |
Selling a home in Florida: what to expect
Transfer / excise tax
0.70% deed doc stamps (Miami-Dade 0.60% + surtax)
Title & closing custom
Custom varies by county: in most Florida counties the SELLER pays for the owner's title policy; in a handful of counties (e.g., Miami-Dade, Broward, Sarasota, Collier) the BUYER customarily pays.
Recording fees ~$10 first page + $8.50/additional page.
Typical commission
Around 5.5% of the sale price in Florida, split between the listing and buyer's agents. Always negotiable.
Typical total seller closing costs
About 1.0%-2.5% of sale price (excluding agent commission).
Notes specific to Florida
- Florida charges a documentary stamp tax on deeds of $0.70 per $100 of sale price (0.70%), customarily paid by the seller at closing.
- Who pays for the owner's title insurance policy varies by Florida county — in Miami-Dade, Broward, Sarasota, and Collier counties it is customarily the buyer; in most other counties it is the seller.
- Florida has no state income tax, so capital-gains exposure on a primary-home sale is limited to federal rules.
Frequently asked questions — Florida
Who pays the transfer tax in Florida?
0.70% deed doc stamps (Miami-Dade 0.60% + surtax)
What are typical seller closing costs in Florida?
Excluding the real estate agent commission, sellers in Florida typically pay about 1.0%-2.5% of sale price of the sale price in closing costs. Custom varies by county: in most Florida counties the SELLER pays for the owner's title policy; in a handful of counties (e.g., Miami-Dade, Broward, Sarasota, Collier) the BUYER customarily pays.
What is the typical real estate commission in Florida?
The typical combined real estate commission in Florida is around 5.5% of the sale price, split between the listing and buyer's agents. Commission is always negotiable.
Do I need an attorney to sell a home in Florida?
Florida closings are typically conducted by a title or escrow company; an attorney is not generally required, though sellers may choose to retain one.