How much will you actually walk away with when you sell your home?

Choose your state to get a personalized estimate with local transfer taxes, title customs, and typical closing costs.

All 50 states + DCUpdated June 2026No sign-up

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How net proceeds are calculated

Net proceeds are what's left after every cost of the sale is subtracted from the gross sale price. The biggest line item is almost always the real estate agent commission (typically 5%–6% of the sale price, split between the listing and buyer's agents). After that comes paying off your remaining mortgage balance, then the closing costs that vary the most by state: transfer or excise tax, title insurance and escrow fees, recording fees, and in some states an attorney fee.

A few smaller items often appear on the seller's settlement statement too: a home warranty for the buyer, repair credits or concessions, prorated property taxes, and any HOA dues owed through the closing date.

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Each state page uses defaults tailored to that state's transfer tax, title custom, and typical seller costs.