Hawaii Seller Closing Costs & Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Hawaii. Defaults below reflect typical Hawaii transfer-tax treatment, title custom, and seller closing costs.
Data last reviewed: August 2026
Estimated net proceeds — Hawaii
$0
Enter a sale price below to estimate your net proceeds in Hawaii.
Net Proceeds Calculator — Hawaii
Defaults reflect typical Hawaii practice. Edit any field to match your transaction.
Figures last updated: August 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
Varies by county in Hawaii — check locally. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Settlement / escrow fee | − $450 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $525 |
| Estimated net proceeds | $0 |
Selling a home in Hawaii: what to expect
Transfer / excise tax
Tiered by value; lower for primary residence — Brackets below are for a PRIMARY residence. Non-primary (2nd homes) are higher: 0.15/0.25/0.40/0.60/0.85/1.10/1.25 across the same value bands.
Title & closing custom
Owner's title policy customarily SPLIT 60/40 between buyer and seller (seller often pays 60%).
Recording fees ~$36 per document.
Typical commission
Around 5.5% of the sale price in Hawaii, combining the listing-side commission and anything the seller agrees to offer the buyer's brokerage. Always negotiable — there is no set rate.
Typical total seller closing costs
About 0.8%-2.0% of sale price; higher tier at luxury prices (excluding agent commission).
Notes specific to Hawaii
- Hawaii's conveyance tax is tiered by sale price and by whether the buyer will occupy the home; the top rate of 1.25% applies to non-owner-occupied sales above $10M.
- Hawaii sellers customarily pay 60% of the owner's title insurance premium, with the buyer paying the remaining 40%.
- FIRPTA and Hawaii's HARPTA may require withholding from non-resident sellers' proceeds at closing — confirm residency status with your closing agent.
Frequently asked questions — Hawaii
Who pays the transfer tax in Hawaii?
Tiered by value; lower for primary residence — Brackets below are for a PRIMARY residence. Non-primary (2nd homes) are higher: 0.15/0.25/0.40/0.60/0.85/1.10/1.25 across the same value bands.
What are typical seller closing costs in Hawaii?
Excluding the real estate agent commission, sellers in Hawaii typically pay about 0.8%-2.0% ; higher tier at luxury prices of the sale price in closing costs. Owner's title policy customarily SPLIT 60/40 between buyer and seller (seller often pays 60%).
What is the typical real estate commission in Hawaii?
Commission in Hawaii is negotiated between the seller and the listing brokerage — combined rates commonly land in the mid-single digits, but there is no set rate. Since the 2024 NAR settlement, what the seller offers the buyer's brokerage (if anything) is negotiated in the purchase contract, not advertised on the MLS.
Do I need an attorney to sell a home in Hawaii?
Hawaii closings are typically conducted by a title or escrow company; an attorney is not generally required, though sellers may choose to retain one.