Hawaii Home Seller Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Hawaii. Defaults below reflect typical Hawaii transfer-tax treatment, title custom, and seller closing costs.
Estimated net proceeds — Hawaii
$0
Enter a sale price below to estimate your net proceeds in Hawaii.
Net Proceeds Calculator — Hawaii
Defaults reflect typical Hawaii practice. Edit any field to match your transaction.
Figures last updated: June 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
Varies by county in Hawaii — check locally. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Settlement / escrow fee | − $450 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $525 |
| Estimated net proceeds | $0 |
Selling a home in Hawaii: what to expect
Transfer / excise tax
Tiered by value; lower for primary residence — Brackets below are for a PRIMARY residence. Non-primary (2nd homes) are higher: 0.15/0.25/0.40/0.60/0.85/1.10/1.25 across the same value bands.
Title & closing custom
Owner's title policy customarily SPLIT 60/40 between buyer and seller (seller often pays 60%).
Recording fees ~$36 per document.
Typical commission
Around 5.5% of the sale price in Hawaii, split between the listing and buyer's agents. Always negotiable.
Typical total seller closing costs
About 0.8%-2.0% of sale price; higher tier at luxury prices (excluding agent commission).
Notes specific to Hawaii
- Hawaii's conveyance tax is tiered by sale price and by whether the buyer will occupy the home; the top rate of 1.25% applies to non-owner-occupied sales above $10M.
- Hawaii sellers customarily pay 60% of the owner's title insurance premium, with the buyer paying the remaining 40%.
- FIRPTA and Hawaii's HARPTA may require withholding from non-resident sellers' proceeds at closing — confirm residency status with your closing agent.
Frequently asked questions — Hawaii
Who pays the transfer tax in Hawaii?
Tiered by value; lower for primary residence — Brackets below are for a PRIMARY residence. Non-primary (2nd homes) are higher: 0.15/0.25/0.40/0.60/0.85/1.10/1.25 across the same value bands.
What are typical seller closing costs in Hawaii?
Excluding the real estate agent commission, sellers in Hawaii typically pay about 0.8%-2.0% of sale price; higher tier at luxury prices of the sale price in closing costs. Owner's title policy customarily SPLIT 60/40 between buyer and seller (seller often pays 60%).
What is the typical real estate commission in Hawaii?
The typical combined real estate commission in Hawaii is around 5.5% of the sale price, split between the listing and buyer's agents. Commission is always negotiable.
Do I need an attorney to sell a home in Hawaii?
Hawaii closings are typically conducted by a title or escrow company; an attorney is not generally required, though sellers may choose to retain one.