Texas Home Seller Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Texas. Defaults below reflect typical Texas transfer-tax treatment, title custom, and seller closing costs.
Estimated net proceeds — Texas
$0
Enter a sale price below to estimate your net proceeds in Texas.
Net Proceeds Calculator — Texas
Defaults reflect typical Texas practice. Edit any field to match your transaction.
Figures last updated: June 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
In Texas, the seller customarily pays this. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Settlement / escrow fee | − $450 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $525 |
| Estimated net proceeds | $0 |
Selling a home in Texas: what to expect
Transfer / excise tax
No state transfer tax
Title & closing custom
Owner's title policy customarily paid by the SELLER. Texas title insurance premiums are state-regulated (promulgated rates).
Recording fees ~$26 first page + $4/page.
Typical commission
Around 5.5% of the sale price in Texas, split between the listing and buyer's agents. Always negotiable.
Typical total seller closing costs
About 0.8%-1.5% of sale price (excluding agent commission).
Notes specific to Texas
- Texas has no real estate transfer tax — the Texas Constitution prohibits one — which materially reduces seller closing costs compared to many states.
- Texas title-insurance premiums are state-regulated (promulgated rates) and the seller customarily pays for the owner's policy.
- Texas has no state income tax, so a primary-home sale generally only triggers federal capital-gains considerations.
Frequently asked questions — Texas
Who pays the transfer tax in Texas?
No state transfer tax
What are typical seller closing costs in Texas?
Excluding the real estate agent commission, sellers in Texas typically pay about 0.8%-1.5% of sale price of the sale price in closing costs. Owner's title policy customarily paid by the SELLER. Texas title insurance premiums are state-regulated (promulgated rates).
What is the typical real estate commission in Texas?
The typical combined real estate commission in Texas is around 5.5% of the sale price, split between the listing and buyer's agents. Commission is always negotiable.
Do I need an attorney to sell a home in Texas?
Texas closings are typically conducted by a title or escrow company; an attorney is not generally required, though sellers may choose to retain one.