Washington Home Seller Net Proceeds Calculator

Estimate exactly what you'll walk away with after selling a home in Washington. Defaults below reflect typical Washington transfer-tax treatment, title custom, and seller closing costs.

Washington defaultsUpdated June 2026No sign-up

Estimated net proceeds — Washington

Enter a sale price below to estimate your net proceeds in Washington.

Net Proceeds Calculator — Washington

Defaults reflect typical Washington practice. Edit any field to match your transaction.

Figures last updated: June 2026

Sale & loan

Expected sale price

Mortgage payoff balance

Commission

Agent commission

Total (5.70%)Listing-only (~2.88%)

Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.

Title & closing costs

Owner's title insurance — who pays?

Seller pays the owner's policy

In Washington, the seller customarily pays this. Informational only — the premium amount isn't included in the totals below.

Title / escrow services ($)

Closing/escrow service fees (excludes the owner's policy above).Transfer / excise tax ($)

Leave blank to auto-compute from the Washington default (tiered — see notes).Recording fees ($)

Settlement / escrow fee — seller's share ($)

Customarily split 50/50; negotiable. Default $450.

Optional adjustments

Home warranty ($, optional)

Repairs / concessions ($, optional)

Property tax proration ($, optional)

HOA dues owed ($, optional)

Breakdown

Gross sale price	$0
Agent commission	− $0
Mortgage payoff	− $0
Title / escrow services	− $0
Transfer / excise tax	− $0
Recording fees	− $75
Settlement / escrow fee	− $450
Home warranty	− $0
Repairs / concessions	− $0
Property tax proration	− $0
HOA dues owed	− $0
Total deductions	− $525
Estimated net proceeds	$0

Selling a home in Washington: what to expect

Transfer / excise tax

Tiered REET (marginal), seller-paid — + local 0.25%-0.5% (Seattle 0.5%). Brackets are STATE REET only.

Title & closing custom

Owner's title policy customarily paid by the SELLER. Escrow fee SPLIT.

Recording fees ~$200 (includes various surcharges).

Typical commission

Around 5.5% of the sale price in Washington, split between the listing and buyer's agents. Always negotiable.

Typical total seller closing costs

About 2.0%-3.5% of sale price (driven by REET) (excluding agent commission).

Notes specific to Washington

Washington has one of the country's highest seller-side closing costs because of its tiered Real Estate Excise Tax (REET), which can reach a marginal 3.0% on sale portions above $3.025M, plus a local REET of 0.25%-0.5%.
REET is paid in full by the seller at closing.
Washington has no state income tax, but a separate capital-gains tax applies to certain high-value sales (real estate is currently exempt — verify current law).

Frequently asked questions — Washington

Who pays the transfer tax in Washington?

Tiered REET (marginal), seller-paid — + local 0.25%-0.5% (Seattle 0.5%). Brackets are STATE REET only.

What are typical seller closing costs in Washington?

Excluding the real estate agent commission, sellers in Washington typically pay about 2.0%-3.5% of sale price (driven by REET) of the sale price in closing costs. Owner's title policy customarily paid by the SELLER. Escrow fee SPLIT.

What is the typical real estate commission in Washington?

The typical combined real estate commission in Washington is around 5.5% of the sale price, split between the listing and buyer's agents. Commission is always negotiable.

Do I need an attorney to sell a home in Washington?

Washington closings are typically conducted by a title or escrow company; an attorney is not generally required, though sellers may choose to retain one.