Connecticut Seller Closing Costs & Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Connecticut. Defaults below reflect typical Connecticut transfer-tax treatment, title custom, and seller closing costs.
Data last reviewed: August 2026
Estimated net proceeds — Connecticut
$0
Enter a sale price below to estimate your net proceeds in Connecticut.
Net Proceeds Calculator — Connecticut
Defaults reflect typical Connecticut practice. Edit any field to match your transaction.
Figures last updated: August 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
In Connecticut, the buyer customarily pays this. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Attorney fee | − $1,125 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $1,200 |
| Estimated net proceeds | $0 |
State-specific seller details
Transfer tax
Connecticut charges a state conveyance tax on the seller of 0.75% up to $800,000, 1.25% on the portion from $800,000 to $2.5M, and 2.25% on the portion above $2.5M, plus a municipal conveyance tax of 0.25% (some towns up to 0.5%).
Closing structure
Connecticut is an attorney-closing state — a licensed Connecticut attorney must act as the settlement agent and conduct the closing, so budget an attorney fee (typical range $750–$1,500). The buyer customarily pays for the owner's title insurance policy.
Disclosure
Sellers of residential property must give the buyer a Residential Property Condition Disclosure Report under Conn. Gen. Stat. §20-327b, or credit the buyer $500 at closing if they do not.
State income tax on the gain
Connecticut taxes the gain as ordinary income on graduated rates from 2.0% up to 6.99%; there is no separate reduced capital-gains rate.
Agent commission
Real-estate commission is fully negotiable and typically falls within a customary range. Following the 2024 NAR settlement, buyer-agent compensation is no longer automatically seller-paid and is itself negotiable between the parties.
Last reviewed: August 2026
Source: Connecticut Department of Revenue Services and Conn. Gen. Stat. §12-494 and §20-327b.
Selling a home in Connecticut: what to expect
Transfer / excise tax
State conveyance tax on the seller of 0.75% up to $800,000, 1.25% on the portion from $800,000 to $2.5M, and 2.25% on the portion above $2.5M, plus a municipal conveyance tax of 0.25% (some towns up to 0.5%).
Title & closing custom
Attorney-closing state: a licensed Connecticut attorney conducts the closing. Owner's title policy customarily paid by the BUYER.
Recording fees ~$60 first page + $5/page.
Typical commission
Around 5.5% of the sale price in Connecticut, combining the listing-side commission and anything the seller agrees to offer the buyer's brokerage. Always negotiable — there is no set rate.
Typical total seller closing costs
About 1.5%-3.0% of sale price (driven by conveyance tax) (excluding agent commission).
Notes specific to Connecticut
- Connecticut's seller conveyance tax is tiered — 0.75% up to $800,000, 1.25% on the portion from $800,000 to $2.5M, and 2.25% on the portion above $2.5M — plus a municipal conveyance tax of 0.25% (some towns up to 0.5%); the seller pays both.
- Connecticut is an attorney-closing state: a licensed Connecticut attorney must conduct the closing (typical seller attorney fee $750–$1,500), and the buyer customarily pays for the owner's title insurance policy.
- On the portion of price above $2.5M the marginal state conveyance tax jumps to 2.25%, materially reducing seller proceeds on luxury properties.
Frequently asked questions — Connecticut
Who pays the transfer tax in Connecticut?
State conveyance tax on the seller of 0.75% up to $800,000, 1.25% on the portion from $800,000 to $2.5M, and 2.25% on the portion above $2.5M, plus a municipal conveyance tax of 0.25% (some towns up to 0.5%).
What are typical seller closing costs in Connecticut?
Excluding the real estate agent commission, sellers in Connecticut typically pay about 1.5%-3.0% (driven by conveyance tax) of the sale price in closing costs. Attorney-closing state: a licensed Connecticut attorney conducts the closing. Owner's title policy customarily paid by the BUYER.
What is the typical real estate commission in Connecticut?
Commission in Connecticut is negotiated between the seller and the listing brokerage — combined rates commonly land in the mid-single digits, but there is no set rate. Since the 2024 NAR settlement, what the seller offers the buyer's brokerage (if anything) is negotiated in the purchase contract, not advertised on the MLS.
Do I need an attorney to sell a home in Connecticut?
Connecticut is an attorney-closing state: a licensed Connecticut attorney must conduct the closing (typical seller attorney fee $750–$1,500), and the buyer customarily pays for the owner's title insurance policy.