Massachusetts Seller Closing Costs & Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Massachusetts. Defaults below reflect typical Massachusetts transfer-tax treatment, title custom, and seller closing costs.
Data last reviewed: September 2026
Estimated net proceeds — Massachusetts
$0
Enter a sale price below to estimate your net proceeds in Massachusetts.
Net Proceeds Calculator — Massachusetts
Defaults reflect typical Massachusetts practice. Edit any field to match your transaction.
Figures last updated: September 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
In Massachusetts, the buyer customarily pays this. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Attorney fee | − $1,150 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $1,225 |
| Estimated net proceeds | $0 |
Selling a home in Massachusetts: what to expect
Transfer / excise tax
0.456% ($2.58 per $500) — Barnstable (Cape Cod) ~0.648%.
Title & closing custom
Attorney-state: a Massachusetts attorney must conduct the closing. Owner's title policy customarily paid by BUYER.
Recording fees ~$155 per deed.
Typical commission
Around 5% of the sale price in Massachusetts, combining the listing-side commission and anything the seller agrees to offer the buyer's brokerage. Always negotiable — there is no set rate.
Typical total seller closing costs
About 1.0%-2.0% of sale price (excluding agent commission).
Notes specific to Massachusetts
- Massachusetts charges a deed-stamp tax of $4.56 per $1,000 of sale price (0.456%), paid by the seller; Barnstable County (Cape Cod) charges a higher $6.48 per $1,000.
- Massachusetts is an attorney-state — the closing must be conducted by a licensed Massachusetts attorney.
- The buyer customarily pays for the owner's title insurance policy.
A real example: selling a median-priced home in Massachusetts
Massachusetts posted the highest median sale price in this batch: $687,847 in June 2026 (Redfin), up 1.2% year-over-year — the slowest price growth of the ten states here. Massachusetts is also an attorney-state: a licensed Massachusetts attorney must conduct the closing, typically $800–$1,500, on top of the usual costs. Running the numbers, a 5% commission comes to $34,392, the state's 0.456% deed-stamp tax adds $3,137, and closing costs of 1.0%–2.0% add roughly $10,318 at the midpoint — total deductions near $47,847, about 6.96% of the sale price.
Selling on Cape Cod costs more: Barnstable County charges a higher deed-stamp rate (0.648% vs. the statewide 0.456%) — about $1,321 more than the state rate on a median-priced home.
Frequently asked questions — Massachusetts
Who pays the transfer tax in Massachusetts?
0.456% ($2.58 per $500) — Barnstable (Cape Cod) ~0.648%.
What are typical seller closing costs in Massachusetts?
Excluding the real estate agent commission, sellers in Massachusetts typically pay about 1.0%-2.0% of the sale price in closing costs. Attorney-state: a Massachusetts attorney must conduct the closing. Owner's title policy customarily paid by BUYER.
What is the typical real estate commission in Massachusetts?
Commission in Massachusetts is negotiated between the seller and the listing brokerage — combined rates commonly land in the mid-single digits, but there is no set rate. Since the 2024 NAR settlement, what the seller offers the buyer's brokerage (if anything) is negotiated in the purchase contract, not advertised on the MLS.
Do I need an attorney to sell a home in Massachusetts?
Massachusetts is an attorney-state — the closing must be conducted by a licensed Massachusetts attorney.