Massachusetts Home Seller Net Proceeds Calculator

Estimate exactly what you'll walk away with after selling a home in Massachusetts. Defaults below reflect typical Massachusetts transfer-tax treatment, title custom, and seller closing costs.

Massachusetts defaultsUpdated June 2026No sign-up

Estimated net proceeds — Massachusetts

$0

Enter a sale price below to estimate your net proceeds in Massachusetts.

Net Proceeds Calculator — Massachusetts

Defaults reflect typical Massachusetts practice. Edit any field to match your transaction.

Figures last updated: June 2026

Sale & loan

Commission

Agent commission
%

Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.

Title & closing costs

Owner's title insurance — who pays?

In Massachusetts, the buyer customarily pays this. Informational only — the premium amount isn't included in the totals below.

Optional adjustments

Breakdown

Gross sale price$0
Agent commission− $0
Mortgage payoff− $0
Title / escrow services− $0
Transfer / excise tax− $0
Recording fees− $75
Attorney fee− $1,150
Home warranty− $0
Repairs / concessions− $0
Property tax proration− $0
HOA dues owed− $0
Total deductions− $1,225
Estimated net proceeds$0

Selling a home in Massachusetts: what to expect

Transfer / excise tax

0.456% ($2.58 per $500) — Barnstable (Cape Cod) ~0.648%.

Title & closing custom

Attorney-state: a Massachusetts attorney must conduct the closing. Owner's title policy customarily paid by BUYER.

Recording fees ~$155 per deed.

Typical commission

Around 5% of the sale price in Massachusetts, split between the listing and buyer's agents. Always negotiable.

Typical total seller closing costs

About 1.0%-2.0% of sale price (excluding agent commission).

Notes specific to Massachusetts

  • Massachusetts charges a deed-stamp tax of $4.56 per $1,000 of sale price (0.456%), paid by the seller; Barnstable County (Cape Cod) charges a higher $6.48 per $1,000.
  • Massachusetts is an attorney-state — the closing must be conducted by a licensed Massachusetts attorney.
  • The buyer customarily pays for the owner's title insurance policy.

Frequently asked questions — Massachusetts

Who pays the transfer tax in Massachusetts?

0.456% ($2.58 per $500) — Barnstable (Cape Cod) ~0.648%.

What are typical seller closing costs in Massachusetts?

Excluding the real estate agent commission, sellers in Massachusetts typically pay about 1.0%-2.0% of sale price of the sale price in closing costs. Attorney-state: a Massachusetts attorney must conduct the closing. Owner's title policy customarily paid by BUYER.

What is the typical real estate commission in Massachusetts?

The typical combined real estate commission in Massachusetts is around 5% of the sale price, split between the listing and buyer's agents. Commission is always negotiable.

Do I need an attorney to sell a home in Massachusetts?

Massachusetts is an attorney-state — the closing must be conducted by a licensed Massachusetts attorney.

Selling in a nearby state?