Indiana Seller Closing Costs & Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Indiana. Defaults below reflect typical Indiana transfer-tax treatment, title custom, and seller closing costs.
Data last reviewed: September 2026
Estimated net proceeds — Indiana
$0
Enter a sale price below to estimate your net proceeds in Indiana.
Net Proceeds Calculator — Indiana
Defaults reflect typical Indiana practice. Edit any field to match your transaction.
Figures last updated: September 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
Varies by county in Indiana — check locally. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Settlement / escrow fee | − $450 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $525 |
| Estimated net proceeds | $0 |
Selling a home in Indiana: what to expect
Transfer / excise tax
No state transfer tax
Title & closing custom
Owner's title policy customarily paid by the SELLER.
Recording fees ~$25; sales disclosure fee ~$10.
Typical commission
Around 5.5% of the sale price in Indiana, combining the listing-side commission and anything the seller agrees to offer the buyer's brokerage. Always negotiable — there is no set rate.
Typical total seller closing costs
About 0.5%-1.3% of sale price (excluding agent commission).
Notes specific to Indiana
- Indiana does not impose a real estate transfer tax, so seller closing costs are typically lower than in neighboring states like Illinois or Michigan.
- A sales disclosure form must be filed at closing, with a small associated fee.
- Sellers customarily pay for the owner's title insurance policy in Indiana.
A real example: selling a median-priced home in Indiana
Indiana had the lowest median sale price in this batch: $280,055 (Redfin, May 2026 — the most recent full month posted for the state at the time of this update), up 3.7% year-over-year. Indiana charges no real estate transfer tax at all, so a 5.5% commission ($15,403) and closing costs of 0.5%–1.3% (about $2,520 at the midpoint) are the only major deductions — total near $17,924, about 6.40% of the sale price, the lowest percentage in this batch.
Indiana also puts the owner's title insurance bill on the seller by custom, unlike some of its Midwest neighbors — worth factoring in even though the state skips the transfer tax most other states charge.
Frequently asked questions — Indiana
Who pays the transfer tax in Indiana?
No state transfer tax
What are typical seller closing costs in Indiana?
Excluding the real estate agent commission, sellers in Indiana typically pay about 0.5%-1.3% of the sale price in closing costs. Owner's title policy customarily paid by the SELLER.
What is the typical real estate commission in Indiana?
Commission in Indiana is negotiated between the seller and the listing brokerage — combined rates commonly land in the mid-single digits, but there is no set rate. Since the 2024 NAR settlement, what the seller offers the buyer's brokerage (if anything) is negotiated in the purchase contract, not advertised on the MLS.
Do I need an attorney to sell a home in Indiana?
Indiana closings are typically conducted by a title or escrow company; an attorney is not generally required, though sellers may choose to retain one.