Kentucky Home Seller Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Kentucky. Defaults below reflect typical Kentucky transfer-tax treatment, title custom, and seller closing costs.
Estimated net proceeds — Kentucky
$0
Enter a sale price below to estimate your net proceeds in Kentucky.
Net Proceeds Calculator — Kentucky
Defaults reflect typical Kentucky practice. Edit any field to match your transaction.
Figures last updated: June 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
In Kentucky, the buyer customarily pays this. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Attorney fee | − $850 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $925 |
| Estimated net proceeds | $0 |
Selling a home in Kentucky: what to expect
Transfer / excise tax
~$0.50 per $500 (0.10%)
Title & closing custom
Attorney-state: a Kentucky attorney must prepare the deed. Owner's title policy customarily paid by BUYER.
Recording fees ~$50.
Typical commission
Around 5.5% of the sale price in Kentucky, split between the listing and buyer's agents. Always negotiable.
Typical total seller closing costs
About 0.6%-1.5% of sale price (excluding agent commission).
Notes specific to Kentucky
- Kentucky's real estate transfer tax is $1.00 per $1,000 of sale price, paid by the seller.
- Kentucky requires a licensed attorney to prepare and supervise the closing, so an attorney fee is a standard line item.
- The buyer typically pays for the owner's title insurance policy in Kentucky.
Frequently asked questions — Kentucky
Who pays the transfer tax in Kentucky?
~$0.50 per $500 (0.10%)
What are typical seller closing costs in Kentucky?
Excluding the real estate agent commission, sellers in Kentucky typically pay about 0.6%-1.5% of sale price of the sale price in closing costs. Attorney-state: a Kentucky attorney must prepare the deed. Owner's title policy customarily paid by BUYER.
What is the typical real estate commission in Kentucky?
The typical combined real estate commission in Kentucky is around 5.5% of the sale price, split between the listing and buyer's agents. Commission is always negotiable.
Do I need an attorney to sell a home in Kentucky?
Kentucky requires a licensed attorney to prepare and supervise the closing, so an attorney fee is a standard line item.