Maine Seller Closing Costs & Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Maine. Defaults below reflect typical Maine transfer-tax treatment, title custom, and seller closing costs.
Data last reviewed: August 2026
Estimated net proceeds — Maine
$0
Enter a sale price below to estimate your net proceeds in Maine.
Net Proceeds Calculator — Maine
Defaults reflect typical Maine practice. Edit any field to match your transaction.
Figures last updated: August 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
In Maine, the buyer customarily pays this. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Attorney fee | − $850 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $925 |
| Estimated net proceeds | $0 |
State-specific seller details
Transfer tax
Maine Real Estate Transfer Tax is $2.20 per $500 (0.44% total), split equally so the seller pays half (0.22%). As of Nov 1 2025, the portion of price over $1M is taxed at a higher rate ($6.00 per $500 above $1M).
Closing structure
Maine is an attorney-state — attorneys customarily conduct closings, so budget an attorney fee (typical range $500–$1,200). The buyer customarily pays for the owner's title insurance policy.
Disclosure
Sellers must deliver a Property Disclosure Statement to the buyer under Title 33 M.R.S. §173, covering water supply, insulation, heating, waste disposal, hazardous materials, and known defects.
State income tax on the gain
Maine taxes the gain as ordinary income on graduated rates from 5.8% up to a top rate of 9.15% (the 9.15% bracket applies to taxable income over $1,000,000), following the LD 229 bracket restructuring effective tax year 2026; there is no separate reduced capital-gains rate.
Agent commission
Real-estate commission is fully negotiable and typically falls within a customary range. Following the 2024 NAR settlement, buyer-agent compensation is no longer automatically seller-paid and is itself negotiable between the parties.
Last reviewed: August 2026
Source: Maine Revenue Services (36 M.R.S. §4641 et seq.) and Title 33 M.R.S. §173.
Selling a home in Maine: what to expect
Transfer / excise tax
0.44% total ($2.20 per $500), split equally; seller pays half — As of Nov 1 2025, portion over $1M taxed higher ($6 per $500 above $1M). Confirmed via Maine Revenue Services.
Title & closing custom
Attorney-state: attorneys typically handle closings. Owner's title policy customarily paid by BUYER.
Recording fees ~$22 first page + $2/page.
Typical commission
Around 5.5% of the sale price in Maine, combining the listing-side commission and anything the seller agrees to offer the buyer's brokerage. Always negotiable — there is no set rate.
Typical total seller closing costs
About 0.6%-1.6% of sale price (excluding agent commission).
Notes specific to Maine
- Maine's real estate transfer tax is $2.20 per $500 of price (0.44% total), customarily split 50/50 — the seller pays half (0.22%); as of Nov 1 2025 the portion over $1M is taxed higher ($6.00 per $500 above $1M).
- Maine closings are usually conducted by attorneys.
- The buyer typically pays for the owner's title insurance policy.
Frequently asked questions — Maine
Who pays the transfer tax in Maine?
0.44% total ($2.20 per $500), split equally; seller pays half — As of Nov 1 2025, portion over $1M taxed higher ($6 per $500 above $1M). Confirmed via Maine Revenue Services.
What are typical seller closing costs in Maine?
Excluding the real estate agent commission, sellers in Maine typically pay about 0.6%-1.6% of the sale price in closing costs. Attorney-state: attorneys typically handle closings. Owner's title policy customarily paid by BUYER.
What is the typical real estate commission in Maine?
Commission in Maine is negotiated between the seller and the listing brokerage — combined rates commonly land in the mid-single digits, but there is no set rate. Since the 2024 NAR settlement, what the seller offers the buyer's brokerage (if anything) is negotiated in the purchase contract, not advertised on the MLS.
Do I need an attorney to sell a home in Maine?
Maine closings are usually conducted by attorneys.