New Hampshire Seller Closing Costs & Net Proceeds Calculator

Estimate exactly what you'll walk away with after selling a home in New Hampshire. Defaults below reflect typical New Hampshire transfer-tax treatment, title custom, and seller closing costs.

New Hampshire defaultsUpdated August 2026No sign-up

Data last reviewed: August 2026

Estimated net proceeds — New Hampshire

Enter a sale price below to estimate your net proceeds in New Hampshire.

Net Proceeds Calculator — New Hampshire

Defaults reflect typical New Hampshire practice. Edit any field to match your transaction.

Figures last updated: August 2026

Sale & loan

Expected sale price

Mortgage payoff balance

Commission

Agent commission

Total (5.70%)Listing-only (~2.88%)

Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.

Title & closing costs

Owner's title insurance — who pays?

Seller pays the owner's policy

In New Hampshire, the buyer customarily pays this. Informational only — the premium amount isn't included in the totals below.

Title / escrow services ($)

Closing/escrow service fees (excludes the owner's policy above).Transfer / excise tax ($)

Leave blank to auto-compute from the New Hampshire default (0.750%).Recording fees ($)

Attorney fee ($)

Attorney closing is customary/required in New Hampshire. Typical range $750–$1,500.

Optional adjustments

Home warranty ($, optional)

Repairs / concessions ($, optional)

Property tax proration ($, optional)

HOA dues owed ($, optional)

Breakdown

Gross sale price	$0
Agent commission	− $0
Mortgage payoff	− $0
Title / escrow services	− $0
Transfer / excise tax	− $0
Recording fees	− $75
Attorney fee	− $1,125
Home warranty	− $0
Repairs / concessions	− $0
Property tax proration	− $0
HOA dues owed	− $0
Total deductions	− $1,200
Estimated net proceeds	$0

Selling a home in New Hampshire: what to expect

Transfer / excise tax

1.5% total, split equally (0.75% each)

Title & closing custom

Attorney-state: attorneys typically handle closings. Owner's title policy customarily paid by BUYER.

Recording fees ~$25 per document.

Typical commission

Around 5% of the sale price in New Hampshire, combining the listing-side commission and anything the seller agrees to offer the buyer's brokerage. Always negotiable — there is no set rate.

Typical total seller closing costs

About 1.0%-2.0% of sale price (excluding agent commission).

Notes specific to New Hampshire

New Hampshire is unusual: the real estate transfer tax of $7.50 per $1,000 is charged to BOTH buyer and seller, so each side pays 0.75% — a combined 1.5% rate.
Closings are typically conducted by attorneys.
Buyers customarily pay for the owner's title insurance policy.

Frequently asked questions — New Hampshire

Who pays the transfer tax in New Hampshire?

1.5% total, split equally (0.75% each)

What are typical seller closing costs in New Hampshire?

Excluding the real estate agent commission, sellers in New Hampshire typically pay about 1.0%-2.0% of the sale price in closing costs. Attorney-state: attorneys typically handle closings. Owner's title policy customarily paid by BUYER.

What is the typical real estate commission in New Hampshire?

Commission in New Hampshire is negotiated between the seller and the listing brokerage — combined rates commonly land in the mid-single digits, but there is no set rate. Since the 2024 NAR settlement, what the seller offers the buyer's brokerage (if anything) is negotiated in the purchase contract, not advertised on the MLS.

Do I need an attorney to sell a home in New Hampshire?

Closings are typically conducted by attorneys.