Minnesota Home Seller Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Minnesota. Defaults below reflect typical Minnesota transfer-tax treatment, title custom, and seller closing costs.
Estimated net proceeds — Minnesota
$0
Enter a sale price below to estimate your net proceeds in Minnesota.
Net Proceeds Calculator — Minnesota
Defaults reflect typical Minnesota practice. Edit any field to match your transaction.
Figures last updated: June 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
Varies by county in Minnesota — check locally. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Settlement / escrow fee | − $450 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $525 |
| Estimated net proceeds | $0 |
Selling a home in Minnesota: what to expect
Transfer / excise tax
0.33% deed tax (Hennepin/Ramsey 0.34%)
Title & closing custom
Owner's title policy customarily paid by the SELLER.
Recording fees ~$46 per document.
Typical commission
Around 5.5% of the sale price in Minnesota, split between the listing and buyer's agents. Always negotiable.
Typical total seller closing costs
About 0.7%-1.6% of sale price (excluding agent commission).
Notes specific to Minnesota
- Minnesota's state deed tax is $3.30 per $1,000 of sale price, paid by the seller; Hennepin and Ramsey counties add an additional 0.01% environmental fund tax.
- Sellers customarily pay for the owner's title insurance policy.
- Most Minnesota closings are handled by title companies; attorneys are not required.
Frequently asked questions — Minnesota
Who pays the transfer tax in Minnesota?
0.33% deed tax (Hennepin/Ramsey 0.34%)
What are typical seller closing costs in Minnesota?
Excluding the real estate agent commission, sellers in Minnesota typically pay about 0.7%-1.6% of sale price of the sale price in closing costs. Owner's title policy customarily paid by the SELLER.
What is the typical real estate commission in Minnesota?
The typical combined real estate commission in Minnesota is around 5.5% of the sale price, split between the listing and buyer's agents. Commission is always negotiable.
Do I need an attorney to sell a home in Minnesota?
Most Minnesota closings are handled by title companies; attorneys are not required.