North Dakota Seller Closing Costs & Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in North Dakota. Defaults below reflect typical North Dakota transfer-tax treatment, title custom, and seller closing costs.
Data last reviewed: August 2026
Estimated net proceeds — North Dakota
$0
Enter a sale price below to estimate your net proceeds in North Dakota.
Net Proceeds Calculator — North Dakota
Defaults reflect typical North Dakota practice. Edit any field to match your transaction.
Figures last updated: August 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
In North Dakota, the seller customarily pays this. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Attorney fee | − $850 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $925 |
| Estimated net proceeds | $0 |
State-specific seller details
Transfer tax
None. North Dakota does not impose a real-estate transfer tax, so sellers pay no percentage-based transfer tax at closing.
Closing structure
North Dakota closings are typically handled by a title company. A licensed attorney's title opinion is used in some transactions, so an optional attorney fee may apply; the seller customarily pays for the owner's title insurance policy.
Disclosure
Sellers customarily provide a written disclosure of the property's condition to the buyer; see N.D.C.C. §47-10-02.1.
State income tax on the gain
North Dakota taxes the gain as income at rates up to 2.5%, but allows a 40% exclusion of net long-term capital gains, lowering the effective rate.
Agent commission
Real-estate commission is fully negotiable and typically falls within a customary range. Following the 2024 NAR settlement, buyer-agent compensation is no longer automatically seller-paid and is itself negotiable between the parties.
Last reviewed: August 2026
Source: North Dakota Office of State Tax Commissioner (tax.nd.gov) and N.D.C.C. §47-10-02.1.
Selling a home in North Dakota: what to expect
Transfer / excise tax
No state transfer tax
Title & closing custom
Owner's title policy customarily paid by the SELLER.
Recording fees ~$20 per document.
Typical commission
Around 6% of the sale price in North Dakota, combining the listing-side commission and anything the seller agrees to offer the buyer's brokerage. Always negotiable — there is no set rate.
Typical total seller closing costs
About 0.4%-1.2% of sale price (excluding agent commission).
Notes specific to North Dakota
- North Dakota has no real estate transfer tax, resulting in lower government-side closing costs.
- Closings are typically handled by title/escrow companies; attorney involvement is optional.
- Sellers customarily pay for the owner's title insurance policy.
Frequently asked questions — North Dakota
Who pays the transfer tax in North Dakota?
No state transfer tax
What are typical seller closing costs in North Dakota?
Excluding the real estate agent commission, sellers in North Dakota typically pay about 0.4%-1.2% of the sale price in closing costs. Owner's title policy customarily paid by the SELLER.
What is the typical real estate commission in North Dakota?
Commission in North Dakota is negotiated between the seller and the listing brokerage — combined rates commonly land in the mid-single digits, but there is no set rate. Since the 2024 NAR settlement, what the seller offers the buyer's brokerage (if anything) is negotiated in the purchase contract, not advertised on the MLS.
Do I need an attorney to sell a home in North Dakota?
Closings are typically handled by title/escrow companies; attorney involvement is optional.