Mississippi Seller Closing Costs & Net Proceeds Calculator

Estimate exactly what you'll walk away with after selling a home in Mississippi. Defaults below reflect typical Mississippi transfer-tax treatment, title custom, and seller closing costs.

Mississippi defaultsUpdated August 2026No sign-up

Data last reviewed: August 2026

Estimated net proceeds — Mississippi

Enter a sale price below to estimate your net proceeds in Mississippi.

Net Proceeds Calculator — Mississippi

Defaults reflect typical Mississippi practice. Edit any field to match your transaction.

Figures last updated: August 2026

Sale & loan

Expected sale price

Mortgage payoff balance

Commission

Agent commission

Total (5.70%)Listing-only (~2.88%)

Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.

Title & closing costs

Owner's title insurance — who pays?

Seller pays the owner's policy

Varies by county in Mississippi — check locally. Informational only — the premium amount isn't included in the totals below.

Title / escrow services ($)

Closing/escrow service fees (excludes the owner's policy above).Transfer / excise tax ($)

Leave blank to auto-compute from the Mississippi default (0.000%).Recording fees ($)

Attorney fee ($)

Attorney involvement is partial in Mississippi. Typical range $500–$1,200.

Optional adjustments

Home warranty ($, optional)

Repairs / concessions ($, optional)

Property tax proration ($, optional)

HOA dues owed ($, optional)

Breakdown

Gross sale price	$0
Agent commission	− $0
Mortgage payoff	− $0
Title / escrow services	− $0
Transfer / excise tax	− $0
Recording fees	− $75
Attorney fee	− $850
Home warranty	− $0
Repairs / concessions	− $0
Property tax proration	− $0
HOA dues owed	− $0
Total deductions	− $925
Estimated net proceeds	$0

Selling a home in Mississippi: what to expect

Transfer / excise tax

No state transfer tax

Title & closing custom

Attorney-state: closings typically conducted by attorneys. Owner's title policy customarily paid by SELLER.

Recording fees ~$25 per document.

Typical commission

Around 5.5% of the sale price in Mississippi, combining the listing-side commission and anything the seller agrees to offer the buyer's brokerage. Always negotiable — there is no set rate.

Typical total seller closing costs

About 0.5%-1.5% of sale price (excluding agent commission).

Notes specific to Mississippi

Mississippi has no real estate transfer tax, keeping government-side closing costs minimal.
Mississippi closings are typically conducted by attorneys.
Sellers customarily pay for the owner's title insurance policy.

Frequently asked questions — Mississippi

Who pays the transfer tax in Mississippi?

No state transfer tax

What are typical seller closing costs in Mississippi?

Excluding the real estate agent commission, sellers in Mississippi typically pay about 0.5%-1.5% of the sale price in closing costs. Attorney-state: closings typically conducted by attorneys. Owner's title policy customarily paid by SELLER.

What is the typical real estate commission in Mississippi?

Commission in Mississippi is negotiated between the seller and the listing brokerage — combined rates commonly land in the mid-single digits, but there is no set rate. Since the 2024 NAR settlement, what the seller offers the buyer's brokerage (if anything) is negotiated in the purchase contract, not advertised on the MLS.

Do I need an attorney to sell a home in Mississippi?

Mississippi closings are typically conducted by attorneys.