Tennessee Home Seller Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Tennessee. Defaults below reflect typical Tennessee transfer-tax treatment, title custom, and seller closing costs.
Estimated net proceeds — Tennessee
$0
Enter a sale price below to estimate your net proceeds in Tennessee.
Net Proceeds Calculator — Tennessee
Defaults reflect typical Tennessee practice. Edit any field to match your transaction.
Figures last updated: June 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
Varies by county in Tennessee — check locally. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Settlement / escrow fee | − $450 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $525 |
| Estimated net proceeds | $0 |
Selling a home in Tennessee: what to expect
Transfer / excise tax
0.37% ($0.37 per $100)
Title & closing custom
Owner's title policy customarily paid by the BUYER.
Recording fees ~$12 first 2 pages + $5/page.
Typical commission
Around 5.5% of the sale price in Tennessee, split between the listing and buyer's agents. Always negotiable.
Typical total seller closing costs
About 0.6%-1.5% of sale price (excluding agent commission).
Notes specific to Tennessee
- Tennessee charges a real estate transfer tax of $0.37 per $100 of sale price (0.37%), customarily paid by the seller.
- Tennessee has no state income tax, which keeps the seller's overall tax exposure on a home sale limited to federal capital-gains rules.
- Buyers customarily pay for the owner's title insurance policy.
Frequently asked questions — Tennessee
Who pays the transfer tax in Tennessee?
0.37% ($0.37 per $100)
What are typical seller closing costs in Tennessee?
Excluding the real estate agent commission, sellers in Tennessee typically pay about 0.6%-1.5% of sale price of the sale price in closing costs. Owner's title policy customarily paid by the BUYER.
What is the typical real estate commission in Tennessee?
The typical combined real estate commission in Tennessee is around 5.5% of the sale price, split between the listing and buyer's agents. Commission is always negotiable.
Do I need an attorney to sell a home in Tennessee?
Tennessee closings are typically conducted by a title or escrow company; an attorney is not generally required, though sellers may choose to retain one.