Montana Seller Closing Costs & Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Montana. Defaults below reflect typical Montana transfer-tax treatment, title custom, and seller closing costs.
Data last reviewed: August 2026
Estimated net proceeds — Montana
$0
Enter a sale price below to estimate your net proceeds in Montana.
Net Proceeds Calculator — Montana
Defaults reflect typical Montana practice. Edit any field to match your transaction.
Figures last updated: August 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
Varies by county in Montana — check locally. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Settlement / escrow fee | − $450 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $525 |
| Estimated net proceeds | $0 |
Selling a home in Montana: what to expect
Transfer / excise tax
No state transfer tax
Title & closing custom
Owner's title policy customarily paid by the SELLER.
Recording fees ~$8 per page.
Typical commission
Around 6% of the sale price in Montana, combining the listing-side commission and anything the seller agrees to offer the buyer's brokerage. Always negotiable — there is no set rate.
Typical total seller closing costs
About 0.4%-1.2% of sale price (excluding agent commission).
Notes specific to Montana
- Montana has no real estate transfer tax and one of the lowest combined seller closing-cost profiles in the country (outside of agent commission).
- Closings are conducted by title/escrow companies; attorney involvement is optional.
- Sellers customarily pay for the owner's title insurance policy.
Frequently asked questions — Montana
Who pays the transfer tax in Montana?
No state transfer tax
What are typical seller closing costs in Montana?
Excluding the real estate agent commission, sellers in Montana typically pay about 0.4%-1.2% of the sale price in closing costs. Owner's title policy customarily paid by the SELLER.
What is the typical real estate commission in Montana?
Commission in Montana is negotiated between the seller and the listing brokerage — combined rates commonly land in the mid-single digits, but there is no set rate. Since the 2024 NAR settlement, what the seller offers the buyer's brokerage (if anything) is negotiated in the purchase contract, not advertised on the MLS.
Do I need an attorney to sell a home in Montana?
Closings are conducted by title/escrow companies; attorney involvement is optional.