Montana Seller Closing Costs & Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Montana. Defaults below reflect typical Montana transfer-tax treatment, title custom, and seller closing costs.
Data last reviewed: September 2026
Estimated net proceeds — Montana
$0
Enter a sale price below to estimate your net proceeds in Montana.
Net Proceeds Calculator — Montana
Defaults reflect typical Montana practice. Edit any field to match your transaction.
Figures last updated: September 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
Varies by county in Montana — check locally. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Settlement / escrow fee | − $450 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $525 |
| Estimated net proceeds | $0 |
Selling a home in Montana: what to expect
Transfer / excise tax
No state transfer tax
Title & closing custom
Owner's title policy customarily paid by the SELLER.
Recording fees ~$8 per page.
Typical commission
Around 6% of the sale price in Montana, combining the listing-side commission and anything the seller agrees to offer the buyer's brokerage. Always negotiable — there is no set rate.
Typical total seller closing costs
About 0.4%-1.2% of sale price (excluding agent commission).
Notes specific to Montana
- Montana has no real estate transfer tax and one of the lowest combined seller closing-cost profiles in the country (outside of agent commission).
- Closings are conducted by title/escrow companies; attorney involvement is optional.
- Sellers customarily pay for the owner's title insurance policy.
A real example: selling a median-priced home in Montana
Montana's median sale price was $527,848 in June 2026 (Redfin), up 5.8% year-over-year — the fastest price growth of any state in this batch — though homes still took a median of 85 days to sell, second-slowest in this batch behind only Hawaii. Montana charges no state transfer tax and has one of the lowest overall closing-cost profiles in the country. Running the numbers: a 6% commission comes to $31,671, transfer tax is $0, and closing costs of 0.4%–1.2% add roughly $4,223 at the midpoint — total deductions near $35,894, about 6.80% of the sale price.
The gap between Montana's fast price growth and its slow days-on-market is a reminder that appreciation and speed of sale measure different things — a market can be gaining value quickly while individual homes still take months to find a buyer.
Frequently asked questions — Montana
Who pays the transfer tax in Montana?
No state transfer tax
What are typical seller closing costs in Montana?
Excluding the real estate agent commission, sellers in Montana typically pay about 0.4%-1.2% of the sale price in closing costs. Owner's title policy customarily paid by the SELLER.
What is the typical real estate commission in Montana?
Commission in Montana is negotiated between the seller and the listing brokerage — combined rates commonly land in the mid-single digits, but there is no set rate. Since the 2024 NAR settlement, what the seller offers the buyer's brokerage (if anything) is negotiated in the purchase contract, not advertised on the MLS.
Do I need an attorney to sell a home in Montana?
Closings are conducted by title/escrow companies; attorney involvement is optional.