New Jersey Home Seller Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in New Jersey. Defaults below reflect typical New Jersey transfer-tax treatment, title custom, and seller closing costs.
Estimated net proceeds — New Jersey
$0
Enter a sale price below to estimate your net proceeds in New Jersey.
Net Proceeds Calculator — New Jersey
Defaults reflect typical New Jersey practice. Edit any field to match your transaction.
Figures last updated: June 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
In New Jersey, the buyer customarily pays this. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Attorney fee | − $1,125 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $1,200 |
| Estimated net proceeds | $0 |
Selling a home in New Jersey: what to expect
Transfer / excise tax
Tiered RTF (marginal), seller-paid — Brackets are the seller's Realty Transfer Fee for homes over $350k. SEPARATE 1% 'mansion tax' on $1M+ residential is BUYER-paid (not in these numbers). NJ RTF is intricate (partial exemptions exist) - verify for high-value or special cases.
Title & closing custom
Attorney-review state. Owner's title policy customarily paid by BUYER.
Recording fees ~$40 first page + $10/page.
Typical commission
Around 5% of the sale price in New Jersey, split between the listing and buyer's agents. Always negotiable.
Typical total seller closing costs
About 1.0%-2.0% of sale price (seller side) (excluding agent commission).
Notes specific to New Jersey
- New Jersey's Realty Transfer Fee is tiered: rates climb with sale price up to roughly 1.0% on higher-priced homes, paid by the seller.
- The 1% "mansion tax" on sales above $1M is paid by the BUYER, not the seller.
- New Jersey has a 3-day attorney-review period built into standard purchase contracts.
Frequently asked questions — New Jersey
Who pays the transfer tax in New Jersey?
Tiered RTF (marginal), seller-paid — Brackets are the seller's Realty Transfer Fee for homes over $350k. SEPARATE 1% 'mansion tax' on $1M+ residential is BUYER-paid (not in these numbers). NJ RTF is intricate (partial exemptions exist) - verify for high-value or special cases.
What are typical seller closing costs in New Jersey?
Excluding the real estate agent commission, sellers in New Jersey typically pay about 1.0%-2.0% of sale price (seller side) of the sale price in closing costs. Attorney-review state. Owner's title policy customarily paid by BUYER.
What is the typical real estate commission in New Jersey?
The typical combined real estate commission in New Jersey is around 5% of the sale price, split between the listing and buyer's agents. Commission is always negotiable.
Do I need an attorney to sell a home in New Jersey?
New Jersey has a 3-day attorney-review period built into standard purchase contracts.