Pennsylvania Home Seller Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Pennsylvania. Defaults below reflect typical Pennsylvania transfer-tax treatment, title custom, and seller closing costs.
Estimated net proceeds — Pennsylvania
$0
Enter a sale price below to estimate your net proceeds in Pennsylvania.
Net Proceeds Calculator — Pennsylvania
Defaults reflect typical Pennsylvania practice. Edit any field to match your transaction.
Figures last updated: June 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
In Pennsylvania, the buyer customarily pays this. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Settlement / escrow fee | − $450 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $525 |
| Estimated net proceeds | $0 |
Selling a home in Pennsylvania: what to expect
Transfer / excise tax
~2% total (1% state + ~1% local), split — Pittsburgh ~5%, Philadelphia ~4.278%.
Title & closing custom
Owner's title policy customarily paid by the BUYER.
Recording fees ~$65-$100.
Typical commission
Around 5.5% of the sale price in Pennsylvania, split between the listing and buyer's agents. Always negotiable.
Typical total seller closing costs
About 1.0%-2.5% of sale price; significantly higher in Philadelphia (excluding agent commission).
Notes specific to Pennsylvania
- Pennsylvania's combined state and local realty transfer tax is typically around 2% statewide, customarily split 50/50 between buyer and seller — but Philadelphia's combined rate is 4.278%, dramatically higher.
- Buyers customarily pay for the owner's title insurance policy in Pennsylvania.
- Closings can be handled by title companies or attorneys.
Frequently asked questions — Pennsylvania
Who pays the transfer tax in Pennsylvania?
~2% total (1% state + ~1% local), split — Pittsburgh ~5%, Philadelphia ~4.278%.
What are typical seller closing costs in Pennsylvania?
Excluding the real estate agent commission, sellers in Pennsylvania typically pay about 1.0%-2.5% of sale price; significantly higher in Philadelphia of the sale price in closing costs. Owner's title policy customarily paid by the BUYER.
What is the typical real estate commission in Pennsylvania?
The typical combined real estate commission in Pennsylvania is around 5.5% of the sale price, split between the listing and buyer's agents. Commission is always negotiable.
Do I need an attorney to sell a home in Pennsylvania?
Closings can be handled by title companies or attorneys.