South Carolina Seller Closing Costs & Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in South Carolina. Defaults below reflect typical South Carolina transfer-tax treatment, title custom, and seller closing costs.
Data last reviewed: August 2026
Estimated net proceeds — South Carolina
$0
Enter a sale price below to estimate your net proceeds in South Carolina.
Net Proceeds Calculator — South Carolina
Defaults reflect typical South Carolina practice. Edit any field to match your transaction.
Figures last updated: August 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
In South Carolina, the buyer customarily pays this. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Attorney fee | − $850 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $925 |
| Estimated net proceeds | $0 |
State-specific seller details
Transfer tax
Deed Recording Fee of $1.85 per $500 of value (0.37%), split $1.30 state and $0.55 county, customarily paid by the seller (SC Code §12-24-40).
Closing structure
South Carolina is an attorney-closing state — the South Carolina Supreme Court requires a licensed South Carolina attorney to supervise the real estate closing.
Disclosure
Sellers of residential one-to-four-unit property must deliver a written Residential Property Condition Disclosure Statement before the contract (SC Code §27-50-40).
State income tax on the gain
South Carolina taxes capital gains as income but allows a 44% deduction on net long-term capital gain; the top marginal rate was 6% for 2025 and is being reduced under 2026 legislation. The federal Section 121 exclusion applies first.
Agent commission
Real-estate commission is fully negotiable and typically falls within a customary range. Following the 2024 NAR settlement, buyer-agent compensation is no longer automatically seller-paid and is itself negotiable between the parties.
Last reviewed: August 2026
Source: SC Code §12-24-40, §27-50-40, and §26-2-210, and the South Carolina Department of Revenue.
Selling a home in South Carolina: what to expect
Transfer / excise tax
$1.85 per $500 (0.37%) — $1.30 state + $0.55 county (SC Code 12-24-40).
Title & closing custom
Attorney-state: a South Carolina attorney must conduct the closing. Owner's title policy customarily paid by BUYER.
Recording fees ~$15 plus the deed recording fee/transfer tax above.
Typical commission
Around 5.5% of the sale price in South Carolina, combining the listing-side commission and anything the seller agrees to offer the buyer's brokerage. Always negotiable — there is no set rate.
Typical total seller closing costs
About 0.8%-1.8% of sale price (excluding agent commission).
Notes specific to South Carolina
- South Carolina's combined state and county deed recording fee is $1.85 per $500 ($3.70 per $1,000, 0.37%), split $1.30 state and $0.55 county, paid by the seller.
- South Carolina requires a licensed attorney to conduct the residential real estate closing.
- Buyers customarily pay for the owner's title insurance policy.
A real example: selling a median-priced home in South Carolina
South Carolina's median sale price was $351,716 in May 2026 (Redfin), up 1.7% year-over-year, with a longer-than-average 76 days on market. The state's defaults on this calculator show why South Carolina sellers should plan closing costs a little differently than most: it's one of a handful of attorney-closing states — the South Carolina Supreme Court requires a licensed SC attorney to supervise every residential closing, a cost most other states on this site don't carry. Running the median price through the numbers: a 5.5% commission is about $19,344, the $1.85-per-$500 deed recording fee (split $1.30 state / $0.55 county) adds $1,301, and closing costs of 0.8%–1.8% add roughly $4,572 at the midpoint — landing total deductions around $25,200, or about 7.2% of the sale price, before mortgage payoff.
Buyers customarily cover the owner's title policy in South Carolina, which softens the attorney-state cost somewhat — but it's still worth asking your closing attorney for their fee upfront, since it isn't standardized the way title-company fees are in escrow states.
Frequently asked questions — South Carolina
Who pays the transfer tax in South Carolina?
$1.85 per $500 (0.37%) — $1.30 state + $0.55 county (SC Code 12-24-40).
What are typical seller closing costs in South Carolina?
Excluding the real estate agent commission, sellers in South Carolina typically pay about 0.8%-1.8% of the sale price in closing costs. Attorney-state: a South Carolina attorney must conduct the closing. Owner's title policy customarily paid by BUYER.
What is the typical real estate commission in South Carolina?
Commission in South Carolina is negotiated between the seller and the listing brokerage — combined rates commonly land in the mid-single digits, but there is no set rate. Since the 2024 NAR settlement, what the seller offers the buyer's brokerage (if anything) is negotiated in the purchase contract, not advertised on the MLS.
Do I need an attorney to sell a home in South Carolina?
South Carolina requires a licensed attorney to conduct the residential real estate closing.