North Carolina Home Seller Net Proceeds Calculator

Estimate exactly what you'll walk away with after selling a home in North Carolina. Defaults below reflect typical North Carolina transfer-tax treatment, title custom, and seller closing costs.

North Carolina defaultsUpdated June 2026No sign-up

Estimated net proceeds — North Carolina

$0

Enter a sale price below to estimate your net proceeds in North Carolina.

Net Proceeds Calculator — North Carolina

Defaults reflect typical North Carolina practice. Edit any field to match your transaction.

Figures last updated: June 2026

Sale & loan

Commission

Agent commission
%

Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.

Title & closing costs

Owner's title insurance — who pays?

In North Carolina, the buyer customarily pays this. Informational only — the premium amount isn't included in the totals below.

Optional adjustments

Breakdown

Gross sale price$0
Agent commission− $0
Mortgage payoff− $0
Title / escrow services− $0
Transfer / excise tax− $0
Recording fees− $75
Attorney fee− $850
Home warranty− $0
Repairs / concessions− $0
Property tax proration− $0
HOA dues owed− $0
Total deductions− $925
Estimated net proceeds$0

Selling a home in North Carolina: what to expect

Transfer / excise tax

0.20% ($1 per $500) — 7 coastal counties add a local 1% land transfer tax. Confirmed via NC statute 105-228.30.

Title & closing custom

Attorney-state: a North Carolina attorney must conduct the closing. Owner's title policy customarily paid by BUYER.

Recording fees ~$26 first 15 pages + $4/page.

Typical commission

Around 5.5% of the sale price in North Carolina, split between the listing and buyer's agents. Always negotiable.

Typical total seller closing costs

About 0.6%-1.5% of sale price (excluding agent commission).

Notes specific to North Carolina

  • North Carolina charges an excise tax of $2.00 per $1,000 of sale price (0.2%), paid by the seller.
  • Several coastal counties (e.g., Dare, Currituck, Camden, Chowan, Pasquotank, Perquimans, Washington) may add a local land-transfer tax.
  • North Carolina is an attorney-state — a licensed attorney must conduct the residential real estate closing.

Frequently asked questions — North Carolina

Who pays the transfer tax in North Carolina?

0.20% ($1 per $500) — 7 coastal counties add a local 1% land transfer tax. Confirmed via NC statute 105-228.30.

What are typical seller closing costs in North Carolina?

Excluding the real estate agent commission, sellers in North Carolina typically pay about 0.6%-1.5% of sale price of the sale price in closing costs. Attorney-state: a North Carolina attorney must conduct the closing. Owner's title policy customarily paid by BUYER.

What is the typical real estate commission in North Carolina?

The typical combined real estate commission in North Carolina is around 5.5% of the sale price, split between the listing and buyer's agents. Commission is always negotiable.

Do I need an attorney to sell a home in North Carolina?

North Carolina is an attorney-state — a licensed attorney must conduct the residential real estate closing.

Selling in a nearby state?