Arizona Seller Closing Costs & Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Arizona. Defaults below reflect typical Arizona transfer-tax treatment, title custom, and seller closing costs.
Data last reviewed: August 2026
Estimated net proceeds — Arizona
$0
Enter a sale price below to estimate your net proceeds in Arizona.
Net Proceeds Calculator — Arizona
Defaults reflect typical Arizona practice. Edit any field to match your transaction.
Figures last updated: August 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
Varies by county in Arizona — check locally. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Settlement / escrow fee | − $450 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $525 |
| Estimated net proceeds | $0 |
Selling a home in Arizona: what to expect
Transfer / excise tax
$2 flat fee (effectively none)
Title & closing custom
Owner's title policy is customarily paid by the SELLER; escrow fee usually SPLIT 50/50.
Recording fee ~$30 plus the $2 affidavit fee.
Typical commission
Around 5.5% of the sale price in Arizona, combining the listing-side commission and anything the seller agrees to offer the buyer's brokerage. Always negotiable — there is no set rate.
Typical total seller closing costs
About 0.5%-1.5% of sale price (excluding agent commission).
Notes specific to Arizona
- Arizona has no real estate transfer tax — only a nominal $2 affidavit-of-value fee at recording.
- Arizona is an escrow-state: closings are handled by escrow officers at title companies, not attorneys.
- Sellers typically pay for the owner's title insurance policy and split the escrow fee with the buyer.
A real example: selling a median-priced home in Arizona
Arizona's median sale price was $448,407 in May 2026 (Redfin), up 0.8% year-over-year — the second-highest price point in this batch, behind only California. Like Texas in our first batch, Arizona has effectively no real estate transfer tax — just a nominal $2 affidavit-of-value fee at recording. Running the numbers through this calculator's Arizona defaults: a 5.5% commission comes to $24,662, that $2 fee, and closing costs of 0.5%–1.5% add roughly $4,484 at the midpoint — total deductions land near $29,148, about 6.50% of the sale price, the lowest percentage in this entire batch of ten.
Arizona is also an escrow-state rather than an attorney-state, and the escrow fee is customarily split 50/50 between buyer and seller — one more way Arizona closings tend to run leaner than most.
Frequently asked questions — Arizona
Who pays the transfer tax in Arizona?
$2 flat fee (effectively none)
What are typical seller closing costs in Arizona?
Excluding the real estate agent commission, sellers in Arizona typically pay about 0.5%-1.5% of the sale price in closing costs. Owner's title policy is customarily paid by the SELLER; escrow fee usually SPLIT 50/50.
What is the typical real estate commission in Arizona?
Commission in Arizona is negotiated between the seller and the listing brokerage — combined rates commonly land in the mid-single digits, but there is no set rate. Since the 2024 NAR settlement, what the seller offers the buyer's brokerage (if anything) is negotiated in the purchase contract, not advertised on the MLS.
Do I need an attorney to sell a home in Arizona?
Arizona is an escrow-state: closings are handled by escrow officers at title companies, not attorneys.