Utah Seller Closing Costs & Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Utah. Defaults below reflect typical Utah transfer-tax treatment, title custom, and seller closing costs.
Data last reviewed: September 2026
Estimated net proceeds — Utah
$0
Enter a sale price below to estimate your net proceeds in Utah.
Net Proceeds Calculator — Utah
Defaults reflect typical Utah practice. Edit any field to match your transaction.
Figures last updated: September 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
Varies by county in Utah — check locally. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Settlement / escrow fee | − $450 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $525 |
| Estimated net proceeds | $0 |
Selling a home in Utah: what to expect
Transfer / excise tax
No state transfer tax
Title & closing custom
Owner's title policy customarily paid by the SELLER (negotiable).
Recording fees ~$40 per document.
Typical commission
Around 5.5% of the sale price in Utah, combining the listing-side commission and anything the seller agrees to offer the buyer's brokerage. Always negotiable — there is no set rate.
Typical total seller closing costs
About 0.4%-1.3% of sale price (excluding agent commission).
Notes specific to Utah
- Utah does not impose a real estate transfer tax, keeping government-side closing costs minimal.
- Sellers customarily pay for the owner's title insurance policy, though this is negotiable.
- Closings are handled by title companies; attorney involvement is optional.
A real example: selling a median-priced home in Utah
Utah's median sale price was $534,273 in June 2026 (Redfin), up 2.4% year-over-year — the highest price point in this batch. Utah charges no real estate transfer tax at all, and closings are handled by title companies with no attorney requirement, which keeps the government-side cost stack about as simple as this project has seen. Running the numbers: a 5.5% commission comes to $29,385 — the largest single dollar figure of any state in this batch, purely a function of Utah's high home values — transfer tax is $0, and closing costs of 0.4%–1.3% add roughly $4,541 at the midpoint — total deductions near $33,926, about 6.35% of the sale price, the lowest percentage in this batch despite the highest price.
That's the pattern worth noticing: Utah's dollar totals run high simply because home prices do, but as a share of the sale, Utah sellers keep more of their proceeds than sellers in almost any other state covered in this project.
Frequently asked questions — Utah
Who pays the transfer tax in Utah?
No state transfer tax
What are typical seller closing costs in Utah?
Excluding the real estate agent commission, sellers in Utah typically pay about 0.4%-1.3% of the sale price in closing costs. Owner's title policy customarily paid by the SELLER (negotiable).
What is the typical real estate commission in Utah?
Commission in Utah is negotiated between the seller and the listing brokerage — combined rates commonly land in the mid-single digits, but there is no set rate. Since the 2024 NAR settlement, what the seller offers the buyer's brokerage (if anything) is negotiated in the purchase contract, not advertised on the MLS.
Do I need an attorney to sell a home in Utah?
Closings are handled by title companies; attorney involvement is optional.