Utah Seller Closing Costs & Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Utah. Defaults below reflect typical Utah transfer-tax treatment, title custom, and seller closing costs.
Data last reviewed: August 2026
Estimated net proceeds — Utah
$0
Enter a sale price below to estimate your net proceeds in Utah.
Net Proceeds Calculator — Utah
Defaults reflect typical Utah practice. Edit any field to match your transaction.
Figures last updated: August 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
Varies by county in Utah — check locally. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Settlement / escrow fee | − $450 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $525 |
| Estimated net proceeds | $0 |
Selling a home in Utah: what to expect
Transfer / excise tax
No state transfer tax
Title & closing custom
Owner's title policy customarily paid by the SELLER (negotiable).
Recording fees ~$40 per document.
Typical commission
Around 5.5% of the sale price in Utah, combining the listing-side commission and anything the seller agrees to offer the buyer's brokerage. Always negotiable — there is no set rate.
Typical total seller closing costs
About 0.4%-1.3% of sale price (excluding agent commission).
Notes specific to Utah
- Utah does not impose a real estate transfer tax, keeping government-side closing costs minimal.
- Sellers customarily pay for the owner's title insurance policy, though this is negotiable.
- Closings are handled by title companies; attorney involvement is optional.
Frequently asked questions — Utah
Who pays the transfer tax in Utah?
No state transfer tax
What are typical seller closing costs in Utah?
Excluding the real estate agent commission, sellers in Utah typically pay about 0.4%-1.3% of the sale price in closing costs. Owner's title policy customarily paid by the SELLER (negotiable).
What is the typical real estate commission in Utah?
Commission in Utah is negotiated between the seller and the listing brokerage — combined rates commonly land in the mid-single digits, but there is no set rate. Since the 2024 NAR settlement, what the seller offers the buyer's brokerage (if anything) is negotiated in the purchase contract, not advertised on the MLS.
Do I need an attorney to sell a home in Utah?
Closings are handled by title companies; attorney involvement is optional.