Maryland Home Seller Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Maryland. Defaults below reflect typical Maryland transfer-tax treatment, title custom, and seller closing costs.
Estimated net proceeds — Maryland
$0
Enter a sale price below to estimate your net proceeds in Maryland.
Net Proceeds Calculator — Maryland
Defaults reflect typical Maryland practice. Edit any field to match your transaction.
Figures last updated: June 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
In Maryland, the buyer customarily pays this. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Attorney fee | − $850 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $925 |
| Estimated net proceeds | $0 |
Selling a home in Maryland: what to expect
Transfer / excise tax
0.5% state + county 0%-1.5% (+ recordation) — Very county-dependent. First-time buyer 0.25%. Baltimore City highest.
Title & closing custom
Attorney-state in practice. Owner's title policy customarily paid by BUYER.
Recording fees ~$60 plus recordation tax.
Typical commission
Around 5.5% of the sale price in Maryland, split between the listing and buyer's agents. Always negotiable.
Typical total seller closing costs
About 1.5%-3.0% of sale price (driven by combined transfer and recordation taxes) (excluding agent commission).
Notes specific to Maryland
- Maryland stacks a state transfer tax (0.5%), a county transfer tax (varies, 0.5%-1.5%), and a state recordation tax — together a significant closing-cost item.
- These taxes are customarily SPLIT 50/50 between buyer and seller, so the seller's share typically runs about 1.0%-1.5% of sale price.
- First-time Maryland homebuyers can reduce the buyer's transfer-tax share, which doesn't affect the seller's portion.
Frequently asked questions — Maryland
Who pays the transfer tax in Maryland?
0.5% state + county 0%-1.5% (+ recordation) — Very county-dependent. First-time buyer 0.25%. Baltimore City highest.
What are typical seller closing costs in Maryland?
Excluding the real estate agent commission, sellers in Maryland typically pay about 1.5%-3.0% of sale price (driven by combined transfer and recordation taxes) of the sale price in closing costs. Attorney-state in practice. Owner's title policy customarily paid by BUYER.
What is the typical real estate commission in Maryland?
The typical combined real estate commission in Maryland is around 5.5% of the sale price, split between the listing and buyer's agents. Commission is always negotiable.
Do I need an attorney to sell a home in Maryland?
Maryland closings are typically conducted by a title or escrow company; an attorney is not generally required, though sellers may choose to retain one.