Maryland Seller Closing Costs & Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Maryland. Defaults below reflect typical Maryland transfer-tax treatment, title custom, and seller closing costs.
Data last reviewed: September 2026
Estimated net proceeds — Maryland
$0
Enter a sale price below to estimate your net proceeds in Maryland.
Net Proceeds Calculator — Maryland
Defaults reflect typical Maryland practice. Edit any field to match your transaction.
Figures last updated: September 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
In Maryland, the buyer customarily pays this. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Attorney fee | − $850 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $925 |
| Estimated net proceeds | $0 |
Selling a home in Maryland: what to expect
Transfer / excise tax
0.5% state + county 0%-1.5% (+ recordation) — Very county-dependent. First-time buyer 0.25%. Baltimore City highest.
Title & closing custom
Attorney-state in practice. Owner's title policy customarily paid by BUYER.
Recording fees ~$60 plus recordation tax.
Typical commission
Around 5.5% of the sale price in Maryland, combining the listing-side commission and anything the seller agrees to offer the buyer's brokerage. Always negotiable — there is no set rate.
Typical total seller closing costs
About 1.5%-3.0% of sale price (driven by combined transfer and recordation taxes) (excluding agent commission).
Notes specific to Maryland
- Maryland stacks a state transfer tax (0.5%), a county transfer tax (varies, 0.5%-1.5%), and a state recordation tax — together a significant closing-cost item.
- These taxes are customarily SPLIT 50/50 between buyer and seller, so the seller's share typically runs about 1.0%-1.5% of sale price.
- First-time Maryland homebuyers can reduce the buyer's transfer-tax share, which doesn't affect the seller's portion.
A real example: selling a median-priced home in Maryland
Maryland's median sale price was $463,449 in June 2026 (Redfin), up 3.0% year-over-year. Maryland stacks its transfer costs more than most states in this project: a state transfer tax plus a county transfer tax (0.5%–1.5%, highest in Baltimore City) plus a recordation tax, customarily split 50/50 with the buyer. On the median sale, the seller's share of that stack runs $2,317, plus a typical $850 attorney fee (Maryland requires an attorney to certify the deed). Add a 5.5% commission ($25,490), and total deductions come to roughly $28,732 — about 6.20% of the sale price.
That figure runs noticeably higher for a home in Baltimore City, where the county-level transfer tax sits at the top of Maryland's range — worth budgeting for separately if that's where you're selling.
Frequently asked questions — Maryland
Who pays the transfer tax in Maryland?
0.5% state + county 0%-1.5% (+ recordation) — Very county-dependent. First-time buyer 0.25%. Baltimore City highest.
What are typical seller closing costs in Maryland?
Excluding the real estate agent commission, sellers in Maryland typically pay about 1.5%-3.0% (driven by combined transfer and recordation taxes) of the sale price in closing costs. Attorney-state in practice. Owner's title policy customarily paid by BUYER.
What is the typical real estate commission in Maryland?
Commission in Maryland is negotiated between the seller and the listing brokerage — combined rates commonly land in the mid-single digits, but there is no set rate. Since the 2024 NAR settlement, what the seller offers the buyer's brokerage (if anything) is negotiated in the purchase contract, not advertised on the MLS.
Do I need an attorney to sell a home in Maryland?
Maryland closings are typically conducted by a title or escrow company; an attorney is not generally required, though sellers may choose to retain one.