Virginia Home Seller Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Virginia. Defaults below reflect typical Virginia transfer-tax treatment, title custom, and seller closing costs.
Estimated net proceeds — Virginia
$0
Enter a sale price below to estimate your net proceeds in Virginia.
Net Proceeds Calculator — Virginia
Defaults reflect typical Virginia practice. Edit any field to match your transaction.
Figures last updated: June 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
In Virginia, the buyer customarily pays this. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Settlement / escrow fee | − $450 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $525 |
| Estimated net proceeds | $0 |
Selling a home in Virginia: what to expect
Transfer / excise tax
Grantor tax ~0.10% ($0.50 per $500) — Northern Virginia adds $0.10 per $100 (+0.10%), so ~0.20% there. Buyer pays 0.25% recordation. Confirmed via VA Code 58.1-802.
Title & closing custom
Owner's title policy customarily paid by the BUYER.
Recording fees ~$30 plus the grantor/recordation taxes above.
Typical commission
Around 5.5% of the sale price in Virginia, split between the listing and buyer's agents. Always negotiable.
Typical total seller closing costs
About 0.5%-1.4% of sale price (excluding agent commission).
Notes specific to Virginia
- Virginia's grantor tax of $1.00 per $1,000 of sale price (0.1%) is paid by the seller; the larger recordation tax is paid by the buyer.
- Northern Virginia jurisdictions add a regional congestion-relief surcharge ($0.15 per $100) split between the parties.
- Buyers customarily pay for the owner's title insurance policy.
Frequently asked questions — Virginia
Who pays the transfer tax in Virginia?
Grantor tax ~0.10% ($0.50 per $500) — Northern Virginia adds $0.10 per $100 (+0.10%), so ~0.20% there. Buyer pays 0.25% recordation. Confirmed via VA Code 58.1-802.
What are typical seller closing costs in Virginia?
Excluding the real estate agent commission, sellers in Virginia typically pay about 0.5%-1.4% of sale price of the sale price in closing costs. Owner's title policy customarily paid by the BUYER.
What is the typical real estate commission in Virginia?
The typical combined real estate commission in Virginia is around 5.5% of the sale price, split between the listing and buyer's agents. Commission is always negotiable.
Do I need an attorney to sell a home in Virginia?
Virginia closings are typically conducted by a title or escrow company; an attorney is not generally required, though sellers may choose to retain one.