Virginia Seller Closing Costs & Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Virginia. Defaults below reflect typical Virginia transfer-tax treatment, title custom, and seller closing costs.
Data last reviewed: August 2026
Estimated net proceeds — Virginia
$0
Enter a sale price below to estimate your net proceeds in Virginia.
Net Proceeds Calculator — Virginia
Defaults reflect typical Virginia practice. Edit any field to match your transaction.
Figures last updated: August 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
In Virginia, the buyer customarily pays this. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Settlement / escrow fee | − $450 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $525 |
| Estimated net proceeds | $0 |
Selling a home in Virginia: what to expect
Transfer / excise tax
Grantor tax ~0.10% ($0.50 per $500) — Northern Virginia adds $0.10 per $100 (+0.10%), so ~0.20% there. Buyer pays 0.25% recordation. Confirmed via VA Code 58.1-802.
Title & closing custom
Owner's title policy customarily paid by the BUYER.
Recording fees ~$30 plus the grantor/recordation taxes above.
Typical commission
Around 5.5% of the sale price in Virginia, combining the listing-side commission and anything the seller agrees to offer the buyer's brokerage. Always negotiable — there is no set rate.
Typical total seller closing costs
About 0.5%-1.4% of sale price (excluding agent commission).
Notes specific to Virginia
- Virginia's grantor tax of $1.00 per $1,000 of sale price (0.1%) is paid by the seller; the larger recordation tax is paid by the buyer.
- Northern Virginia jurisdictions add a regional congestion-relief surcharge ($0.15 per $100) split between the parties.
- Buyers customarily pay for the owner's title insurance policy.
Frequently asked questions — Virginia
Who pays the transfer tax in Virginia?
Grantor tax ~0.10% ($0.50 per $500) — Northern Virginia adds $0.10 per $100 (+0.10%), so ~0.20% there. Buyer pays 0.25% recordation. Confirmed via VA Code 58.1-802.
What are typical seller closing costs in Virginia?
Excluding the real estate agent commission, sellers in Virginia typically pay about 0.5%-1.4% of the sale price in closing costs. Owner's title policy customarily paid by the BUYER.
What is the typical real estate commission in Virginia?
Commission in Virginia is negotiated between the seller and the listing brokerage — combined rates commonly land in the mid-single digits, but there is no set rate. Since the 2024 NAR settlement, what the seller offers the buyer's brokerage (if anything) is negotiated in the purchase contract, not advertised on the MLS.
Do I need an attorney to sell a home in Virginia?
Virginia closings are typically conducted by a title or escrow company; an attorney is not generally required, though sellers may choose to retain one.