Missouri Seller Closing Costs & Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Missouri. Defaults below reflect typical Missouri transfer-tax treatment, title custom, and seller closing costs.
Data last reviewed: September 2026
Estimated net proceeds — Missouri
$0
Enter a sale price below to estimate your net proceeds in Missouri.
Net Proceeds Calculator — Missouri
Defaults reflect typical Missouri practice. Edit any field to match your transaction.
Figures last updated: September 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
Varies by county in Missouri — check locally. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Settlement / escrow fee | − $450 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $525 |
| Estimated net proceeds | $0 |
Selling a home in Missouri: what to expect
Transfer / excise tax
No state transfer tax
Title & closing custom
Owner's title policy custom varies by region; often paid by SELLER in St. Louis area, NEGOTIATED in Kansas City.
Recording fees ~$24 first page + $3/page.
Typical commission
Around 5.5% of the sale price in Missouri, combining the listing-side commission and anything the seller agrees to offer the buyer's brokerage. Always negotiable — there is no set rate.
Typical total seller closing costs
About 0.5%-1.4% of sale price (excluding agent commission).
Notes specific to Missouri
- Missouri does not impose a real estate transfer tax, which keeps seller closing costs lower than in many neighboring states.
- Title-insurance custom varies between St. Louis and Kansas City metros — confirm local practice with your agent or title company.
- Closings are typically handled by title companies; attorneys are not required.
A real example: selling a median-priced home in Missouri
Missouri's median sale price was $299,064 in June 2026 (Redfin), up 3.1% year-over-year. Like Indiana, Missouri charges no state transfer tax, so a 5.5% commission ($16,449) and closing costs of 0.5%–1.4% (about $2,841 at the midpoint) make up nearly the entire deduction — total near $19,290, about 6.45% of the sale price.
Who pays for the owner's title policy depends on which side of the state you're on: sellers customarily cover it in the St. Louis area, while it's negotiated case-by-case around Kansas City — worth asking your agent which local norm applies before you list.
Frequently asked questions — Missouri
Who pays the transfer tax in Missouri?
No state transfer tax
What are typical seller closing costs in Missouri?
Excluding the real estate agent commission, sellers in Missouri typically pay about 0.5%-1.4% of the sale price in closing costs. Owner's title policy custom varies by region; often paid by SELLER in St. Louis area, NEGOTIATED in Kansas City.
What is the typical real estate commission in Missouri?
Commission in Missouri is negotiated between the seller and the listing brokerage — combined rates commonly land in the mid-single digits, but there is no set rate. Since the 2024 NAR settlement, what the seller offers the buyer's brokerage (if anything) is negotiated in the purchase contract, not advertised on the MLS.
Do I need an attorney to sell a home in Missouri?
Closings are typically handled by title companies; attorneys are not required.