Vermont Seller Closing Costs & Net Proceeds Calculator
Estimate exactly what you'll walk away with after selling a home in Vermont. Defaults below reflect typical Vermont transfer-tax treatment, title custom, and seller closing costs.
Data last reviewed: September 2026
Estimated net proceeds — Vermont
$0
Enter a sale price below to estimate your net proceeds in Vermont.
Net Proceeds Calculator — Vermont
Defaults reflect typical Vermont practice. Edit any field to match your transaction.
Figures last updated: September 2026
Sale & loan
Commission
Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.
Title & closing costs
In Vermont, the buyer customarily pays this. Informational only — the premium amount isn't included in the totals below.
Optional adjustments
Breakdown
| Gross sale price | $0 |
| Agent commission | − $0 |
| Mortgage payoff | − $0 |
| Title / escrow services | − $0 |
| Transfer / excise tax | − $0 |
| Recording fees | − $75 |
| Attorney fee | − $950 |
| Home warranty | − $0 |
| Repairs / concessions | − $0 |
| Property tax proration | − $0 |
| HOA dues owed | − $0 |
| Total deductions | − $1,025 |
| Estimated net proceeds | $0 |
Selling a home in Vermont: what to expect
Transfer / excise tax
1.45% general / 0.5% first $100k (primary) — Customarily BUYER-paid - excluded from seller net.
Title & closing custom
Attorney-state. Owner's title policy customarily paid by BUYER.
Recording fees ~$15/page.
Typical commission
Around 6% of the sale price in Vermont, combining the listing-side commission and anything the seller agrees to offer the buyer's brokerage. Always negotiable — there is no set rate.
Typical total seller closing costs
About 0.5%-1.5% of sale price (seller side) (excluding agent commission).
Notes specific to Vermont
- Vermont's property transfer tax is technically paid by the BUYER, but the seller is sometimes asked to cover it as a negotiating concession.
- The rate is tiered: 0.5% on the first $100K of a primary residence and 1.25% above that or on non-primary properties.
- Vermont closings are typically conducted by attorneys.
A real example: selling a median-priced home in Vermont
Vermont homes sold for a median of $447,390 in July 2026 (Redfin), up 4.0% year-over-year, and took a median of 67 days to sell — the slowest-moving market in this group by a wide margin. Vermont does have a property transfer tax, but it is the buyer's obligation rather than the seller's, so it never appears in a Vermont seller's column. Running the median through the state's defaults: a 6% commission is about $26,843, plus seller-side closing costs of 0.5%–1.5% at roughly $4,474 midpoint — total deductions near $31,300, or about 7.0% of the sale price.
That 67-day median deserves more attention than the percentages. Every extra month on market is another mortgage payment, another month of property taxes and insurance, and in Vermont another month of heating a house you are trying to sell. Budget carrying costs for a longer runway than a national average would suggest. Buyers customarily pay for the owner's title policy, and attorney involvement is common in Vermont closings, typically $600–$1,300.
Frequently asked questions — Vermont
Who pays the transfer tax in Vermont?
1.45% general / 0.5% first $100k (primary) — Customarily BUYER-paid - excluded from seller net.
What are typical seller closing costs in Vermont?
Excluding the real estate agent commission, sellers in Vermont typically pay about 0.5%-1.5% (seller side) of the sale price in closing costs. Attorney-state. Owner's title policy customarily paid by BUYER.
What is the typical real estate commission in Vermont?
Commission in Vermont is negotiated between the seller and the listing brokerage — combined rates commonly land in the mid-single digits, but there is no set rate. Since the 2024 NAR settlement, what the seller offers the buyer's brokerage (if anything) is negotiated in the purchase contract, not advertised on the MLS.
Do I need an attorney to sell a home in Vermont?
Vermont closings are typically conducted by attorneys.