Vermont Home Seller Net Proceeds Calculator

Estimate exactly what you'll walk away with after selling a home in Vermont. Defaults below reflect typical Vermont transfer-tax treatment, title custom, and seller closing costs.

Vermont defaultsUpdated June 2026No sign-up

Estimated net proceeds — Vermont

Enter a sale price below to estimate your net proceeds in Vermont.

Net Proceeds Calculator — Vermont

Defaults reflect typical Vermont practice. Edit any field to match your transaction.

Figures last updated: June 2026

Sale & loan

Expected sale price

Mortgage payoff balance

Commission

Agent commission

Total (5.70%)Listing-only (~2.88%)

Post-NAR settlement: the buyer-agent share is negotiable. Switch to listing-only if you're not offering buyer-agent compensation.

Title & closing costs

Owner's title insurance — who pays?

Seller pays the owner's policy

In Vermont, the buyer customarily pays this. Informational only — the premium amount isn't included in the totals below.

Title / escrow services ($)

Closing/escrow service fees (excludes the owner's policy above).Transfer / excise tax ($)

Leave blank to auto-compute from the Vermont default (0.000%).Recording fees ($)

Attorney fee ($)

Attorney involvement is partial in Vermont. Typical range $600–$1,300.

Optional adjustments

Home warranty ($, optional)

Repairs / concessions ($, optional)

Property tax proration ($, optional)

HOA dues owed ($, optional)

Breakdown

Gross sale price	$0
Agent commission	− $0
Mortgage payoff	− $0
Title / escrow services	− $0
Transfer / excise tax	− $0
Recording fees	− $75
Attorney fee	− $950
Home warranty	− $0
Repairs / concessions	− $0
Property tax proration	− $0
HOA dues owed	− $0
Total deductions	− $1,025
Estimated net proceeds	$0

Selling a home in Vermont: what to expect

Transfer / excise tax

1.45% general / 0.5% first $100k (primary) — Customarily BUYER-paid - excluded from seller net.

Title & closing custom

Attorney-state. Owner's title policy customarily paid by BUYER.

Recording fees ~$15/page.

Typical commission

Around 6% of the sale price in Vermont, split between the listing and buyer's agents. Always negotiable.

Typical total seller closing costs

About 0.5%-1.5% of sale price (seller side) (excluding agent commission).

Notes specific to Vermont

Vermont's property transfer tax is technically paid by the BUYER, but the seller is sometimes asked to cover it as a negotiating concession.
The rate is tiered: 0.5% on the first $100K of a primary residence and 1.25% above that or on non-primary properties.
Vermont closings are typically conducted by attorneys.

Frequently asked questions — Vermont

Who pays the transfer tax in Vermont?

1.45% general / 0.5% first $100k (primary) — Customarily BUYER-paid - excluded from seller net.

What are typical seller closing costs in Vermont?

Excluding the real estate agent commission, sellers in Vermont typically pay about 0.5%-1.5% of sale price (seller side) of the sale price in closing costs. Attorney-state. Owner's title policy customarily paid by BUYER.

What is the typical real estate commission in Vermont?

The typical combined real estate commission in Vermont is around 6% of the sale price, split between the listing and buyer's agents. Commission is always negotiable.

Do I need an attorney to sell a home in Vermont?

Vermont closings are typically conducted by attorneys.